Investing is easy. Really.
Fill your registered accounts first. Hold one all-in-one ETF. That is the whole plan. No Advice Needed follows it across every Canadian brokerage account you have, with one click.
SnapTrade is the free service that links your brokerage. You sign in there, choose what to share, and this app starts with read access. Trading is a separate permission you grant when you are ready.
Cash ready to invest
$3,240
- TFSA · Wealthsimple$2,000 → 48 VEQT
- RRSP · Questrade$1,240 → 30 VEQT
Buy 78 units across 2 accounts
Next deposit: FHSA · Wealthsimple, $8,000 of room left.
Two guidelines
1
Registered accounts first
New money goes to your FHSA, then TFSA, then RRSP, and only then a non-registered account. The app keeps that order for you, tracks your room, and names the account to fund next.
2
One all-in-one ETF
Every account holds the same all-in-one ETF. It is already diversified and already rebalanced, so there is nothing else to pick or tune.
Both are well known and need no advisor to apply. What makes them tedious is applying them by hand across several accounts. That is the part this app does.
How it works
1
Connect
Sign in with SnapTrade and share the accounts you want in the plan: TFSA, RRSP, FHSA, non-registered.
2
Pick an all-in-one ETF
Choose one from Vanguard, iShares, or BMO, or search for another your brokerage offers. Every account holds the same thing.
3
Invest with one click
When cash lands in an account, buy your ETF with it. The app suggests which account to fund next from your order and your room.
4
Withdraw with one click
Say how much you need. Units are sold in your withdrawal order and the app tells you what to move out.